Will you have any need for term life insurance at retirement?
The answer to that question depends on your particular situation.
I will tell you right off that there is usually still a need for some type of life insurance at retirement...for most people.
I write many applications on the lives of people age 60 to 75, they need to be in good health to qualify. Health is verified by a medical exam, the M.I.B. and a Prescription Report.
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If anyone depends on you financially at the time of retirement you very likely need some life insurance. Term life insurance is usually the type of life insurance chosen. There are funeral expenses that need to be paid on your death.
You may feel that if you have sufficient savings or if your dependents have sufficient savings then you don't need to have any life insurance at all.
Get a term life insurance quote. Term life insurance dollars are dollars that cost less than 3 cents if bought at a young age. At retirement you still need to maintain some term life insurance to pay these costs.
What about estate taxes. Why pay these with 100 cent dollars when you can pay with 3 cent dollars. If you want to see a good example of one who tried to pay estate taxes with 100 cent dollars look at the Humphrey Bogart estate. It didn't work out too well.
Yes you may need life insurance, at least some term life insurance at retirement...depending on your particular situation.
There is nothing more important than your family's security. What would happen to your family if you died? Would they be provided for? Compare Quality Quotes and Save up to 70%! The process is Fast, Easy and FREE. Click Here To Learn More
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
Life insurance hub is a service dedicated to assisting you in understanding life insurance quotes and how to apply them to your personal life insurance needs.
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.