Term life insurance no exam necessary.These days, it appears that,
everyone wants to buy term life insurance.
This is by no means unusual, nor is this a surprise.
The new idea is that many people are opting to buy their policies online, without doing the usual medical.
What foresight some life insurance companies have!
The idea of buying your term insurance policies this way makes great sense to me. After all, it can really be tricky to have an examiner and an applicant get together for an examination.
What would happen to your family if you died? Would they have sufficient
income to live on? Life Insurance is the solution. No Exam needed, just
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When I was in the field selling life insurance getting the client to buy
the policy was the easy part. People wisely want to protect their loved
ones if they should die. The big problem was getting that
It is not that they didn't want to do it but simply that some people were afraid of what the examiner would discover during the test. Additionally, in many instances, the applicant just didn't have the time. As a result that policy may never go in force...
Insurance companies have found a way around that. They ask the
non medical questions online and if you qualify you get your policy.
There are certain limitations though. The usual investigation is done.
They check out your medical history, they check to find out if you engage in a hazardous occupation or avocation. If everything is OK you get your policy...
The limitations vary between carriers but, usually, if you are
between age 18 and age 65, and you are in good health, you can qualify
for term insurance online.
One company limits the amount you can get to $150,000 and another to $500,000. In very unusual cases there are companies that will issue up to $1,000,000 coverage to younger applicants. I even saw one recently offering $2,000,000 coverage without the usual exam.
Term life insurance no exam is the latest craze...these policies are selling like hot bread. Isn't that just great? There is no longer any reason to postpone protecting your family.
Want to Protect Your Family with Term Life Insurance? Take a Free look
at Top Quality Life Insurance Quotes from a Highly Rated Carrier and
Save. No Medical Examination required, just a few health questions.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.