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The premiums for life insurance are always changing.
If you already own the policy they can't change the rates but the premium a male age 35 paid when he was buying his policy 5 years ago may be quite different from the premium a male of the same age would pay if he was buying the same policy today.
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Getting term life insurance quotes online has become common practise with people in search of life insurance protection for their families and in many cases for their business.