Term Insurance Quote

Term Insurance Compared

You feel compelled to get a term insurance quote because you want to protect your loved ones.

This is just the beginning of the life insurance buying process.

You will have the opportunity to compare several term insurance rates from some of the finest life insurance companies in the country. You will get get a term insurance policy that fits your needs.

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Term Insurance Quote

• Types Of Policies For Which You Can Request Quotes.
  
  You can choose from level term policies or decreasing term policies . Available are policies that maintain level premiums and level death benefits for 5 years, 10 years, 15 years, 20 years and 30 years.
  
  You can also get quotes from several different companies for the yearly renewable term policy which also has a level death benefit...the premium, however, increases every year.
  
  Most companies sell a decreasing term insurance policy which people have found to be perfect for mortgage life insurance protection. You can also request a term insurance quote on this policy.
• Requirements
  
  Depending on your age and the amount of insurance you are interested in purchasing you may be able to have your policy issued on a non medical basis.
  
  All you need to do is answer some questions truthfully and the life insurance company will issue the policy. They will check you out to assure themselves that you qualify.
  
  For larger policies and older applicants a medical or paramedic exam may be required. The life insurance company pays a registered nurse, a paramedic, or a doctor to come to your place of residence or your office to check you out.
  
  A urine specimen will usually be required. In some cases the doctor may ask for a blood sample.

The first thing you need to do is request and compare a term insurance quote from several different companies then you will be guided as to the next step.

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