When term and whole life insurance is mentioned in one sentence there
usually is some sort of controversy.
Someone is stating that one is better than the other, either term life is best or whole life is better.
The fact is no type is better than the other. You buy term or whole life depending on your need. There really is no realistic ore intelligent controversy.
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Term and whole life insurance are similar in many ways. Term life
insurance policies are limited to 5 years, 10 years, 15 years, 20 years,
25 years or 30 years.
Whole life insurance can be kept until age 100 if you so choose.You need to qualify regardless of which policy you decide to buy.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.