Straight life insurance was one of the favorite and most bought
life insurance policies.
Everyone wanted a straight life policy. What is this policy all about?
This policy is simply a whole life policy ...this is what it was called about 40 years ago and in some circles it is still called by the same name.
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This straight life policy was a non-participating policy with cash values. It had no dividends. I clearly recall the surprise on the faces of clients when they became aware that after a long period...20 years or so...they could get back a large portion of their premiums on surrender of their policies. Here is how that policy worked.
As you must be aware by now the straight life insurance policy is simply a whole life policy otherwise known as an ordinary life policy.
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Get up to $1,000,000 term life insurance no medical required.
Death proceeds from 10 year life insurance can be in lump sum form or incomr form
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
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