Straight life insurance was one of the favorite and most bought
life insurance policies.
Everyone wanted a straight life policy. What is this policy all about?
This policy is simply a whole life policy ...this is what it was called about 40 years ago and in some circles it is still called by the same name.
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This straight life policy was a non-participating policy with cash values. It had no dividends. I clearly recall the surprise on the faces of clients when they became aware that after a long period...20 years or so...they could get back a large portion of their premiums on surrender of their policies. Here is how that policy worked.
As you must be aware by now the straight life insurance policy is simply a whole life policy otherwise known as an ordinary life policy.
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The 20 year term insurance policy is one of the most sought after life insurance policies.
No exam life insurance can make simple what could otherwise be a tedious exercise.
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When you purchase a 15 year term life insurance policy you enjoy level insurance coverage for the entire 15 year period.
If you are looking for inexpensive life insurance may be the 10 year term life insurance policy would fit your need perfectly.