When I suggest they should look at
permanent life insurance options some of my clients will say something
like..."do you mean whole life insurance, I don't want it.
I like term life insurance. It is the cheapest is it not?" People sometimes come to decisions because they have insufficient or incorrect information.
When they say they don't want it I usually suggest they look at it in more detail and if they do some are immediate converts.
What will happen to your family when you die? Will they be provided for?
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Permanent life insurance, as the name implies, is simply that...permanent. It can never be taken away from you and it never expires. Although you have to put out more in premiums some people find that it is worth the extra premiums.
There are quite a few permanent life insurance options which are worth some of your attention. Let us look at some of them.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.