shopify analytics ecommerce
tracking

Permanent Insurance Overview

Permanent Life Insurance Types

You may find one of the many permanent insurance policies to your liking.

When buying life insurance your choices are many. You can buy term or permanent.

If you choose permanent life insurance you can select whole life, universal life, variable life or variable universal life insurance.


What will happen to your family when you die? Have they been provided for? Life Insurance is the solution and we can help. Compare Multiple Quotes from Highly Ranked Carriers and Save up to 70%! Getting your quote is easy and FREE. Click Here And Save


Permanent Insurance Policies

  • Whole Life Insurance

    When you buy a whole life insurance policy policy you will own a policy that will last for as long as you live even if you should live to age 100. Some insurance companies may limit the time you can keep the policy to, for example, age 90... if they do so, however, they usually call the policy something life to age 90 but it is really a whole life policy.

    Upon your death the full face amount of your policy is paid in full to your beneficiary. In many instances the amount of the death benefit is more than the face amount of the policy...this depends on the dividend option chosen.
  • Modified Whole Life Insurance

    Whole life insurance premiums are level except for what is usually referred to as modified whole life policies..there are different types of modified policies. In some cases the premium at the beginning is very low and increases every year for 5 or 10 years then levels off and remains so for the rest of your life.

    In some cases the premiums begins lower and remains lower if there are sufficient dividends each year to purchase a combination of term insurance and paid up additions. Dividends are not guaranteed.
  • Universal Life Insurance Policies

    Another type of permanent insurance policy is the universal life insurance policy. This type of permanent life insurance is actually a combination between term insurance and a savings plan. It is attractive because of it's flexibility.

    You may increase or decrease the amount of premium applied to saving at will. You may also do the same with the death benefit for as long as you remain insurable.
  • Variable Life Insurance Policies

    Variable life insurance is a permanent life insurance policy with a whole life base. It is a combination of whole life insurance and investments. The investment portion of your premiums are applied stocks, bonds or money market funds selected by you.

    This type of insurance must be sold by prospectus and the agent is required to have an N.A.S.D. license.
  • Variable Universal Life Insurance Policies

    A fairly new type of permanent insurance policy is the variable universal life insurance policy. It includes the best aspects of the universal life policy as well as the variable life insurance policy. This must also be sold by prospectus.

These are the permanent insurance options.


Shop and compare Insurance Rates from 100's of the Top Carriers. Get the Best Quotes possible. Save up to 70%. Click Here For Free Quotes


Home Permanent Life Ins Permanent Vs Term Permanent Insurance Limited Payment life Insurance Single Premium Life Insurance Affordable Life Insurance Inexpensive Term Life Insurance Family Protection Financial Planning Financial Security Business Insurance Sole Proprietorships Partnerships S Corporations C Corporations Limited Liability Companies Estate Planning Disability Insurance Quote How Much Life Ins. Best Term Life

Copyright © 2004 - 2019 LifeInsuranceHub.Net. All Rights Reserved.

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Retirement Planning - Plan For Retirement

    Retirement planning is one of those things that we must do long before we get to retirement time.

    Read More

  2. Life Insurance Income - Income May Be Better Than Lump A Sum

    Life insurance should be seen as an instrument to provide an income for your family.

    Read More

  3. Affordable Term Insurance Quote - Affordable Term Insurance

    You are in search of an affordable term insurance quote. We will give you not one quote but several and they are the least costly on the Internet.

    Read More

  4. No Medical Exam Life Insurance For Older People - Is It Dead?

    Want no medical exam life insurance? Up until very recently it was probable to get some life coverage up until age 65 without having to do a full blown medical examination.

    Read More

  5. Life Insurance No Medical

    Get up to $1,000,000 term life insurance no medical required.

    Read More