There are many reasons why people love no medical life insurance.
Some people are so busy and just don't seem to be able to find the time to buy the life insurance they know they need.
Some business owners go all week and also have to spend their weekends keeping the business going.
Business people need life insurance may be to fund a cross purchase agreement in a partnership or corporation or for key employee life insurance...
People who don't own their own business need the life insurance may be for family protection
or may be a policy to cover a mortgage or it could be simply a policy
to take care of last expenses.
Some people just don't want to have a medical examination done...for whatever reason. They turn to non medical life insurance...
No Exam Required - Just A Few Health Questions - No Agent Will Visit. Get Up To $1,000,000 Coverage Within 24 Hours!
The life insurance company asks a few questions and if there is no
indication that the applicant has a medical problem the policy is
The life insurance company is pretty well covered as there is a clause in the policy called an "incontestability clause" which states that if the applicant gave false information the policy could be withdrawn within a given period of time.
The applicant is happy because s/he gets his or her life insurance without any hassle.
No medical exam life insurance is becoming increasingly popular every
day. The life insurance companies are offering larger amounts of
coverage even at older ages.
You see, people are taking better care of themselves and a a result are living much longer. Premiums for no medical life insurance are much lower than they used to be for the same reason...
These no physical life insurance
policies are now even sold on the Internet. You had a hard day at work.
You are now home and you just want to relax.
You have your dinner and after you have thoroughly thawed out you just want to exchange pleasantries with your spouse.
You have spent a nice evening together but you remember that you intended to buy some life insurance. You get on your computer and do what you need to do.
If you are therefore between ages 18 and age 65 you can apply for
no medical life insurance online. The policies offered are 10 year, 15
year, 20 year and 30 year term life insurance.
You may even be able to get whole life and universal life on a non medical basis online. Term life is offered up to $1,000,000, if you qualify. Whole life and universal life limit the amounts offered to $250,000.
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Should life insurance buying be seen as an urgent matter? There is something about some people that at times may cause them to procrastinate about matters that could end up being quite costly...
Let us talk affordable term insurance. You want a policy that can fit into your budget, right?
It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time.
The best term life insurance rate can be quite easily found on the internet today because web insurance companies have done intense research on behalf of the consumer.
I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.