shopify analytics ecommerce
tracking

No Load Life Insurance Myth

No load Life Insurance. Don't you think it is about time that insurance marketers come straight with the buying public and stop using these fancy terms like no load life insurance to market their product?

The simple fact is that there is no such thing. There exists some products with a lower front end load than others but the costs are built in some place in the premium whether it be at the front end or the back end...


Can you think of anything more important than your Family's Security? What would happen to Your Family if you died? Would they be provided for? Compare Quality Life Insurance Quotes from Quality Carriers and Save. Click Here To Learn More


No Load Life Insurance, Myth Or Reality?

The insurance companies have to make money, if they are not covering their costs they go out of business. They have administrative costs, clerical costs and a myriad of other costs to consider. If the applicant needs to have a medical done to qualify for the policy it costs the life insurance company money...and of course there is the agents commission...that can be quite a load on the front end of an insurance premium.

There are very few organizations that you can buy life insurance through without an agent. One would think that all these companies would have a premium that is much lower than the premium charged by companies that have agents...sadly that is not so. In some cases the premiums are lower but not as low as they aught to be...as a result their profit margins are very high.

Low load policies do exist but there is no such thing as a no load life insurance policy. There are companies that will sell you a policy directly on the internet...that eliminates or reduces the agents commission considerably.

If any physical information should be uncovered that could put the company at risk of paying a claim too soon...a medical examination would be requested. The life insurance company has to pay the doctor to check you out. Life insurance companies have to build some sort of load into their policies.

Life insurance is a necessity for most everyone. Term life insurance premiums are the lowest you can get. If you want to accumulate some cash...look at a universal life insurance policy or a variable universal life insurance policy.

The premiums are usually higher than the others but there is nothing wrong with whole life insurance if purchased from a highly rated and successful life insurance company.

Ignore the no load life insurance talk. No such thing exists.


Don't pay too much for life insurance! Shop and compare Quality Quotes from Quality Carriers first. Just answer a few quick questions then get your Quotes. The process is Easy and FREE. Click Here For Free Quotes


Home No Load Life Insurance Affordable Life Insurance 5 Year Term Life Insurance 10 Year Life Insurance 15 Year Term Life Insurance 20 Year Term Insurance 25 Year Term Life Insurance 30 Year Term Life Insurance Accelerated Death Benefit Annual Renewable Term Life Insurance Business Life Insurance Buying Life Insurance Cheap Life Insurance Compare Term Life Insurance Quotes Decreasing Term Life Insurance Direct Life Insurance Disability Insurance Free Life Insurance Quote Graded Premium Life Insurance How Much Life Insurance Incontestability Inexpensive Term Life Insurance Key Employee Life Insurance Life Insurance Settlement Long Term Care Insurance Low Cost Life Insurance Nonforfeiture Values Old Life Insurance Online Life Insurance Term Insurance

Copyright © 2004 - 2019 LifeInsuranceHub.Net. All Rights Reserved.

Protect Your Family With Up To $1,000,000 No Exam Term Insurance.

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. 20 Year Term Insurance Policy - 20 Year Life Insurance

    The 20 year term insurance policy is one of the most sought after life insurance policies.

    Read More

  2. No Exam Life Insurance - Buy No Medical Term Life Insurance

    No exam life insurance can make simple what could otherwise be a tedious exercise.

    Read More

  3. Free Life Insurance Quote | Quality Life Insurance Quotes Free

    Let us be your guide through the process of acquiring your free life insurance quote.

    Read More

  4. 15 Year Term Life Insurance

    When you purchase a 15 year term life insurance policy you enjoy level insurance coverage for the entire 15 year period.

    Read More

  5. 10 Year Term Life Insurance Policy - 10 Year Term Insurance

    If you are looking for inexpensive life insurance may be the 10 year term life insurance policy would fit your need perfectly.

    Read More