There are really two ways to look at low cost life insurance.
When we think of low cost life insurance we normally think about the low premiums we lay out.
Surely that makes sense but there is another way to approach the matter of cost.
We will discuss both approaches on this page.
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You can argue that you could buy term
and invest the difference. You could and make a fortune with your
investment but on the other hand you may lose your investment. In a
whole life policy the cash value is guaranteed.
The dividends are not guaranteed. The larger more established carriers usually pay a dividend though.
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The amount of spendable income an individual has helps determine what is affordable life insurance.
You have been hounded by life insurance agents from your senior years in college. You just didn't see the need to buy personal life insurance.
Some people don't understand how you can buy term life insurance with no medical required. They are under this illusion that in order to issue such policies the premiums have to be higher than the nor
Term life insurance no exam necessary. These days, it appears that, everyone wants to buy term life insurance.
Finding the best term life insurance policy can be a very tedious exercise. What really is the best? It is important to make a decision as to why this life insurance is needed in the first place. We t…