Smart people buy long term life insurance.
If you are running your home you have daily, weekly, monthly and yearly plans.
You also need to project where you want the family to be 5 year down the line, 10 years, 20 years and 30 years down the line.
Not all the plans come to fruition but you need to plan. You may need to change some of them as time passes.
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These ideas also apply to running a business successfully and profitably.
Whether you are managing your home or your business you need to
plan for the short term and for the long term.
Initially you will have a short term plan then later on as you progress you set long term goals.
You will need life insurance so you may buy short term life insurance plans like a 5 year term policy or a 10 year term policy.
In your planning for the long term you will want to include long term insurance plans like a
20 year term policy
30 year term policy.
Doing this will guarantee your family's success even if you are not there to enjoy it with them, if you are dead.
These long term plans will guarantee the success of your business even if you passed on before you could see the success of it all.
Long term life policies are so very important. They kind of
completes the picture. You can even buy insurance that guarantees your
family's security for the rest of your life.
I speak here of the whole life policy or the universal life policy. These, in my humble opinion, are the ultimate long term life policies.
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A few years ago you purchased your term life insurance policy. You pay a very inexpensive premium. You have recently discovered that a hereditary disease will likely rear its ugly head.
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