Long term care may become necessary for any person who experiences a prolonged disability, cognitive impairment like Alzheimer's disease
or a long term physical illness. It is not the intention or the
responsibility of this type of care to assist in the recovery of these
conditions but rather to care for the individual in their present
It helps the ill person cope with everyday living conditions. Available services include home health care, respite care, hospice care, adult day care and normal every day activities. Assistance could take place in a nursing home, in an "assisted living" facility and under certain conditions even at the home of the ailing person.
We all get older and perhaps will have a need at some point for long term assistance.
Some conditions necessitate skilled care like the assistance of a trained nurse or the help of a qualified therapist. This must be specifically ordered by a physician. Other conditions may require help with activities like bathing, using the toilet, eating, dressing, self control and communication.
Long term care is expensive and is paid for as follows:
Click this link for online rates. Check Out Low Cost Term Insurance
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.