Long term care may become necessary for any person who experiences a prolonged disability, cognitive impairment like Alzheimer's disease
or a long term physical illness. It is not the intention or the
responsibility of this type of care to assist in the recovery of these
conditions but rather to care for the individual in their present
It helps the ill person cope with everyday living conditions. Available services include home health care, respite care, hospice care, adult day care and normal every day activities. Assistance could take place in a nursing home, in an "assisted living" facility and under certain conditions even at the home of the ailing person.
We all get older and perhaps will have a need at some point for long term assistance.
Some conditions necessitate skilled care like the assistance of a trained nurse or the help of a qualified therapist. This must be specifically ordered by a physician. Other conditions may require help with activities like bathing, using the toilet, eating, dressing, self control and communication.
Long term care is expensive and is paid for as follows:
Click this link for online rates. Check Out Low Cost Long Term Care Rates
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Get up to $1,000,000 term life insurance no medical required.
Death proceeds from 10 year life insurance can be in lump sum form or incomr form
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
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