Life Insurance Settlement. Over the years I have paid many a claim upon
the death of my clients. Everything always goes smoothly for me in these
cases. The carrier usually wants proof of death and they also want to
be assured that the beneficiary is who s/he claims to be.
When a beneficiary calls to let me know of the death of an insured I always try to make it to the funeral. I also set up an appointment to help them get paid as quickly as possible. I advise them of the requirements of the life insurance company at that point.
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To make certain that I don't miss anything I confirm everything with the
claims department of the company before I go on the appointment. I then
advise them that I will call from the beneficiaries home or place of
business to to make certain all will goes well. As long as all the
requirements are met the proceeds will be paid in a very short period of
Most of my time on the field I was with the Northwestern Mutual Life Insurance Company, now Northwestern Mutual Financial Network. Because they are so thorough at the time of application for the policy when the time comes for a life insurance settlement it takes about one week.
There are several choices an insured has when it comes to the payment of proceeds.
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