Looking for life insurance with no physical required? Some people choose non medical life insurance because they simply don't have the time or the inclination to go through the rigors of a full medical examination.
Others make this decision simply because they don't like to go to the doctor. Fortunately policies are issued in fairly large amounts today without the necessity of a medical exam.
Insurance carriers always have issued life insurance no physical required but mostly at younger ages and in smaller amounts.
Today you can get larger amounts of coverage at older ages, no medical exam required. Here are some of the reasons why.
Guarantee Your Family's Financial Security - Get Up To $1,000,000 Life Insurance No Medical Required
Because of these things larger life insurance policies are being issued without the applicant having to do a medical examination. Many companies will issue policies up to age 65. A few issue policies to older people. The amounts are limited to $250,000, $500,000 or even $1,000,000 in some cases. Younger people may even get more than that.
The beauty about the whole thing is that life insurance policies without a physical exam can even be bought online. You complete the application, get an approval in as little as 15 minutes and print out your policy there and then. You don't need to even see an agent.
It is important that the applicant be truthful when applying for life insurance with no physical exam required. These insurance carriers are very thorough and are likely to uncover any hidden information that may prevent the approval of an application. A M.I.B Report and a Prescription Report helps a great deal
The policies issued online are referred to as no physical term life insurance. The favored ones are the 10 year term life policy, the 15 year term life insurance policy, the 20 year term life policy and the 30 year term life policy.
As we look ahead things can only get better. With even greater and more progressive strides in medical science and easier access to information online it is quite possible that even larger term life insurance with no medical exam required policies will become available online.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.