Life insurance proceeds. Your spouse dies and you are aware that s/he had a sizable life insurance policy.
You welcome your new acquired wealth but you are not certain how to handle your life insurance proceeds.
For someone accustomed to handling large sums of money there is no problem but for the average person there is a disturbing uncertainty that doesn't seem to leave your mind.
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I have seen situations where the surviving spouse was so prepared that handling life insurance proceeds was like a walk in the park. On the other hand, I have also seen the good intentions of a loving spouse come to nothing because of the lack of a good plan.
There are many other settlement options available. See this page for additional information.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.