Life insurance policy for sale. As people get older they have a
tendency to develop the type of illness that would not even be a second
thought when they were in their young carefree years.
Some people develop cancer in one of it's varying forms, some heart and blood pressure problems, some diabetes and even some ailments they have never heard of.
To be fair there are those people who never seem to become ill during a very long lifetime. My hat is tipped to these fortunate ones.
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Because of the illnesses and, in some cases, the discomfort or even pain that goes along with these illnesses these unfortunate ones are no longer able to work and may as a result become short of cash. They put up their insurance policy for sale just to get their hands on some money...
There are ready buyers always looking for such a deal. Some people are under the mistaken impression that life insurance policies are bought only from people stricken with the aids virus. The fact is that anyone who is terminally ill, or whose health is deteriorating, can put up his or her life insurance policy for sale.
Here is how it is done:
Investors, sometimes through brokers, buy life insurance
policies. There are usually some sort of qualifications. Of course, you
must fall in one of the categories mentioned above, you must have an in
force life insurance policy with a reputable
life insurance company
the policy must be
It does not matter whether the policy is a term policy or a whole life policy to put up your insurance policy for sale. If the policy is a whole life policy check on the amount of cash or loan value before you complete the transaction...
of some policies, if you own it long enough, may be sufficient to meet
your needs for immediate cash. In some cases it is not much lower than
the face amount of the policy.
In such a case you can take out most of the cash in the form of a loan, and still maintain your life insurance coverage. You would therefore have no need to put up your life insurance policy for sale.
When you are ready, if you still have a need to do so, put up your life insurance policy for sale but try to get the best deal. It is best to work through a broker as they tend to get you a better deal. Investors usually pay about 60% of the face amount of the policy...
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.