shopify analytics ecommerce
tracking

Life Insurance No Medical

No Physical Exam Life Insurance

You, of course, want to buy some life insurance no medical exam as this is the easier way to buy your policy.

No medical Life insurance may be the way for you to go. It is quick and easy.

I was recently asked if life insurance costs more on the Internet than it would cost to have an agent come and explain the policy then complete the application.

I answered no it would not cost more. Life insurance companies know beforehand how many people at a given age will die in a particular year. 

Premiums for life insurance cost no more if you buy it on the Internet with no physical exam than it would cost if you bought it from an agent who came to see you.


Guarantee Your Family's Financial Security - Qualify For Up To $500,000 No Medical Term Life Insurance - Just Answer A Few Health Questions. Click Here And Save!


Life Insurance No Medical Required

I have seen articles that suggest that buying life insurance without doing a medical costs more than policies you buy and you have to do a medical. Nothing could be further from the truth.

I want to recommend that you give the life insurance companies a little credit. No health check, or no exam, life insurance is nothing new. Life insurance companies have been doing this for young people for a very long time.

Their experience has taught them that life insurance no medical needed is a very profitable way for the company to do business. They eliminate a lot of the expenses that come with issuing a policy. It is even less costly when done online.

People are taking better care of themselves today and as a result are living much longer. Some life insurance companies will issue policies through an online application to people up to age 65

People assume when you buy a no medical life policy online that the carriers are taking a greater risk than they normally would. Let me put you at rest, they are not.

We are living in what is fondly referred to as the information age. With all the available technology you would be surprised at what a life insurance company can find our in 15 minutes.

Additionally, the "Medical Information Bureau" has information in their memory bank on the health of anyone who has ever bought a life insurance policy. The carriers also do inspection reports whenever necessary.

In addition to all that the incontestability clause built into a life insurance policy protects the life insurance companies. If you choose to try to deceive them you are wasting your time as they can contest the policy within a specific period of time...usually 2 years.

So whether you want to call it life insurance with no medical or no exam life insurance it is pretty safe to buy it online. This is really the convenient way to go unless you are buying a very large life insurance policy.

Copyright © 2004 - 2019 LifeInsuranceHub.Net. All Rights Reserved.

Protect Your Family With Up To $1,000,000 No Exam Term Life Insurance

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Affordable Life Insurance - Term And Permanent Life Insurance

    The amount of spendable income an individual has helps determine what is affordable life insurance.

    Read More

  2. Personal Life Insurance - Present And Future Needs

    You have been hounded by life insurance agents from your senior years in college. You just didn't see the need to buy personal life insurance.

    Read More

  3. Term Life Insurance With No Medical - Non Medical Term Insurance

    Some people don't understand how you can buy term life insurance with no medical required. They are under this illusion that in order to issue such policies the premiums have to be higher than the nor

    Read More

  4. Term Life Insurance No Exam - Term Insurance No Medical Exam

    Term life insurance no exam necessary. These days, it appears that, everyone wants to buy term life insurance.

    Read More

  5. Best Term Life Insurance - Best Term Insurance Coverage

    Finding the best term life insurance policy can be a very tedious exercise. What really is the best? It is important to make a decision as to why this life insurance is needed in the first place. We t…

    Read More