Why would you get a level term life insurance quote? There are several
reasons to buy term insurance.
You should keep in mind, however, that term life is a temporary solution to what is really a permanent problem.
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You need to replace a spouses income. Most families depend on more than one income. Wouldn't it be wise to guarantee the continuation of both incomes in the event either spouse dies.
Purchasing permanent insurance may be difficult at this time as both incomes are required to raise the family.
Term insurance would be the solution. You can always convert the policy later on to permanent life insurance.
You may have a child in college. The costs are tremendous. You want to be certain that child graduates even if you are not here to see it. A level term life insurance policy would do the job.
You may want a loan from your bank. They trust that it will be
repaid as long as you are alive. What if you should die?
The banker may require that a life insurance policy be assigned to them. Again, a level term policy may be what you need.
Term life insurance gives you the largest amount of protection for the smallest amount of money.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.