Key employee insurance. Do you have an employee that just seems to do every thing right? She is there in the office by 7 a.m.
After driving in heavy traffic for an hour. Everything about your business seems to be second nature to her. Before you hired her your business was surviving but not really making much money.
She is with you just a few short years and business is just soaring. The other employees respect her even though some don't like her. She quits for the day late at night.
You and your family can take a short vacation without worrying about how things are going at the office. This person is a key employee in the truest sense of the word. You need to put some key employee insurance on her...don't you?
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You pay her well but you know that if she went to work for one of your competitors your business could could lose money. I have seen this happen and on one occasion the company went out of business.
Every smart employer has to be aware of what could happen to their business if they lost such an employee. The normal thing to do is to give that employee a capable assistant...or understudy but that is usually not enough.
What you need to do is to look out for your company's interest as well as the interest of your key employee.
I sincerely recommend that you give comprehensive key employee insurance some thought...it could be quite comforting to you as well as your employee and very profitable to you.
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