Addressing financial planning correctly goes a long way in achieving success. The financial planning journey is constant.
You create a plan and take the necessary action to implement it. You constantly look for holes in your plan and you plug them as quickly as is possible.
You are accountable for every bit of the success of your money plan as well as every failure. Success is a never ending journey and not a destination.
You stop working your plan and you will find that your progress will cease, you begin to go backwards.
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Beginning The Journey
Sit down and take some time to evaluate what kind of financial situation you are in at the present time. Ask yourself these questions and write down the answers. Remember that financial planning is about your future and of more importance the future of your family so take the time to really think about the answers.
Once you have a fairly accurate picture of where you stand you now need to decide where you want to be financially 5 years down the line, 10 years hence and 20 years from now. We are talking about financial planning here so you should try to be realistic. Don't make your initial goals too big, but don't make them too small either. It has been cleverly put this way. "Goals should be within your reach but outside of your grasp."
The following are just examples of how some people plan for the future...financial planning; your desires may include a lot more than mentioned below.
I bet you thought that was rough, well, you ain't seen rough yet. Now you have to decide how these goals are going to be achieved.
Make planning an annual habit. Constantly evaluate and reevaluate your progress. Make changes and adjustments where necessary.
Consider these things and anything else that you may think of and then take action. People who succeed know before hand whether or not they will achieve their goals. Don't approach this exercise with a wish, rather have a sound financial plan. If in doubt call in an expert. You can find them...Here: Financial Planning Association
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