Family protection is what comes to mind when people think about buying life insurance. The fact is if there were no wives and children there would be no life insurance. Family, more often or not, is what it is all about. The before tax income of a "middle income" family, in the united states, today is about $68,000, and the average income of a two parent family is approximately $102,000.
It is also estimated that it costs over $260,000 to raise one child in this country.
Over and above these costs is the cost of a college education for a child. What of basic living expenses of the family, home improvement costs, saving in a good retirement plan, the cost of vacations and the cost of maintaining a good automobile or two.
These costs can add up to a considerable portion of your income. The important thing to bear in mind is that these expenses remain even after the death or disability of the breadwinner. Family protection life insurance as well as disability insurance is therefore a must for all families.
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Let us examine the
types of life insurance
you can use to take care of your family protection needs.
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Life insurance hub is a service dedicated to assisting you in understanding life insurance quotes and how to apply them to your personal life insurance needs.
Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.