Here is a detailed explanation of term life insurance policies.
Term life insurance provides a guaranteed death benefit
for a specific number of years.
The death benefit is usually paid in one lump sum but it can be paid in the form of a monthly income.
There is no cash value but the premiums are much lower than those of cash value policies like whole life, universal life and variable life.
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Note that if you click the links for each type of policy you will get a more detailed explanation of term insurance...each policy separately.
I hope this explanation of term life insurance will be of some help.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.