Here is a detailed explanation of term life insurance policies.
Term life insurance provides a guaranteed death benefit
for a specific number of years.
The death benefit is usually paid in one lump sum but it can be paid in the form of a monthly income.
There is no cash value but the premiums are much lower than those of cash value policies like whole life, universal life and variable life.
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Note that if you click the links for each type of policy you will get a more detailed explanation of term insurance...each policy separately.
I hope this explanation of term life insurance will be of some help.
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