Direct life insurance is a fairly new idea for insurance buyers. I wonder why it took so long and why other companies have not followed suit?
It makes everything easier for life insurance buyers. I think what they should do is make one state license good for every state, then you will really see the sale of life insurance take off.
It is not as simple as that though. To understand clearly what it takes let us look at what is involved in the sale of a life insurance policy.
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Get up to $1,000,000 term life insurance no medical required.
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Do you really need term insurance? There are other options, so, is term life insurance for you? Some people are convinced there are no other choices.
No exam life insurance can make simple what could otherwise be a tedious exercise.