A young man recently asked me to define term life insurance.
Because I have been in this business for almost all of my life it never occurred to me that there was anyone that would not know what term life insurance was all about.
For the edification of anyone who would appreciate it I am going to take the time to define term life insurance.
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Term life insurance is life insurance in it's purest form. There are
in the premium. In most cases just enough to make sure that the
insurance company does not loose their shirts.
In my attempt to define term insurance I want to make it clear that there is no such thing as a no-load life insurance policy. There are some premium loads in every life insurance policy which are used to cover the costs of issuing the policy. Term has very little...
To define term life insurance we therefore have to say that term life insurance is life insurance in it's purest form.
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Understanding your whole life insurance rate quote.
Why would you want to get whole life insurance quotes. Whole life insurance used to be, and to some still is one of the comprehensive types of life insurance that you can buy.
It is pretty understandable why you would want the cheapest term life insurance.
Permanent life insurance can be so valuable to most insurance buyers.
There is quite a difference between a level premium term life insurance quote and whole life insurance. Term life insurance is cheaper, or is it?