A young man recently asked me to define term life insurance.
Because I have been in this business for almost all of my life it never occurred to me that there was anyone that would not know what term life insurance was all about.
For the edification of anyone who would appreciate it I am going to take the time to define term life insurance.
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Term life insurance is life insurance in it's purest form. There are
in the premium. In most cases just enough to make sure that the
insurance company does not loose their shirts.
In my attempt to define term insurance I want to make it clear that there is no such thing as a no-load life insurance policy. There are some premium loads in every life insurance policy which are used to cover the costs of issuing the policy. Term has very little...
To define term life insurance we therefore have to say that term life insurance is life insurance in it's purest form.
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The amount of spendable income an individual has helps determine what is affordable life insurance.
You have been hounded by life insurance agents from your senior years in college. You just didn't see the need to buy personal life insurance.
Some people don't understand how you can buy term life insurance with no medical required. They are under this illusion that in order to issue such policies the premiums have to be higher than the nor
Term life insurance no exam necessary. These days, it appears that, everyone wants to buy term life insurance.
Finding the best term life insurance policy can be a very tedious exercise. What really is the best? It is important to make a decision as to why this life insurance is needed in the first place. We t…