shopify analytics ecommerce
tracking

Cheapest Life Insurance

Cheapest Term Insurance Policies

Getting the cheapest life insurance has become an obsession for most people.

The term life insurance revolution, which I believe began sometime in the early eighties, sparked it to new heights.

Today it continues. Life insurance companies are constantly reducing their rates.

The great thing is that the consumer gains every time...they get the cheapest life insurance rate.

On this page I want to discuss the life insurance policies that people like most and their relationship to each other as far as cost is concerned.


What would happen to your family if you died? Would they have sufficient income to live on? Life Insurance is the solution. No Exam needed, just a few health questions. Quality Term Life Insurance. Coverage In Minutes, if you qualify-Find The Right Plan For You and Get A Free Quote Now


Cheapest Life Insurance Policies

  • The 5 Year Term Policy

    The 5 year term policy is one of the cheapest life insurance policies available. Of those we will discuss today this is the cheapest. The face amount is level throughout the life of the policy. The premiums also remain level for the entire 5 year period.

    This policy is usually issued between age 18 and 65. Some companies issue it beyond that age. 5 year term can also be issued as a rider to a permanent life insurance policy on the life of your spouse or on the lives of your children.

    The premium for the rider is even cheaper than the premium for the policy itself.

    If you have a short term need and want the cheapest term life insurance policy you can get then the 5 year term policy or rider may be what you are looking for.
  • The 10 Year Term Policy

    Many people are quite fond of the 10 year term policy. They seem to be quite comfortable with the 10 year duration of this policy. This is one of the cheapest policies available. It contains a level death benefit that does not change over the 10 year period.

    The premiums also are level for 10 years in most cases. Some companies start off with a much lower premium than is usual but increase it after 5 years. It usually remains level for the balance of the 10 year period.

    Again, if you have a short term need for life insurance you will find the 10 year term policy to be one of the cheapest life insurance policies you can buy.
  • The 20 Year Term Policy

    The 20 year term policy is probably the most sought after term insurance policy. It just seems to fit most people's insurance needs. Although it costs more than the 5 year term policy and the 10 year term policy it is still one of the cheapest life insurance policies you can buy.

    If you should die anytime within the 20 year period the face amount will be paid to your beneficiaries either in a lump sum or in the form of a monthly income. Think about it this way, if the policy is large enough you could secure your families' future forever...if you died within the 20 year period.

    Some life insurance companies design the policy so that the premiums remain level for the 20 year period, whereas others increase it after 10 years, and again every 5 years thereafter. Sometimes the premium is increased every year after 10 years.

    This policy is ideal for family protection. Business people also use it to fund buy-sell agreements in the event of the death of a partner or stockholder of a corporation. It is also used for key employee ...or key man...life insurance.

Any of these policies would serve you well if you are looking for the cheapest life insurance...it just depends on why you need the insurance and for how long.


Get Quality Term Life Insurance, Up to $500,000 in Coverage in Minutes if you Qualify. Protect Your Family Today!


Home Cheapest Life Insurance Low Cost Life Insurance Lost Life Insurance Policy Cheap Life Insurance Explanation Of Term Life Insurance C Corporations Cheap Online Life Insurance Quote Cheap Term Life Insurance Limited Liability Companies Cheap Term Life Insurance Rate Level Term Life Insurance Accidental Death Benefit Free Term Life Insurance Quote Graded Premium Life Insurance Incontestability Individual Disability Insurance Inexpensive Term Life Insurance Instant Life Insurance Joint Term Life Insurance Key Employee Life Insurance Lapsed Life Insurance Policies Level Term Life Insurance Life Insurance Life Insurance Buying Tips Life Insurance Dividends Life Insurance For Small Business Life Insurance Online Life Ins Policy For Sale Limited Liability Companies Limited Payment Life Insurance Long Term Care Long Term Disability Insurance

Copyright © 2004 - 2019 LifeInsuranceHub.Net. All Rights Reserved.

Protect Your Family With Up To $1,000,000 No Exam Term Life Insurance

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Affordable Life Insurance - Term And Permanent Life Insurance

    The amount of spendable income an individual has helps determine what is affordable life insurance.

    Read More

  2. Personal Life Insurance - Present And Future Needs

    You have been hounded by life insurance agents from your senior years in college. You just didn't see the need to buy personal life insurance.

    Read More

  3. Term Life Insurance With No Medical - Non Medical Term Insurance

    Some people don't understand how you can buy term life insurance with no medical required. They are under this illusion that in order to issue such policies the premiums have to be higher than the nor

    Read More

  4. Term Life Insurance No Exam - Term Insurance No Medical Exam

    Term life insurance no exam necessary. These days, it appears that, everyone wants to buy term life insurance.

    Read More

  5. Best Term Life Insurance - Best Term Insurance Coverage

    Finding the best term life insurance policy can be a very tedious exercise. What really is the best? It is important to make a decision as to why this life insurance is needed in the first place. We t…

    Read More