Charitable giving allows for a reduction in estate taxes. Because
of this people have a tremendous incentive to contribute to charity
upon their death.
It also gives them an incentive to contribute to charities during their lifetime.
If the portion of a persons estate that is exempt from estate taxes is increased from $675,000 to $2,000,000 or $3,500,000 giving to charity would be reduced by less than 3%. Giving would be reduced much more if the Federal Estate Tax was entirely rescinded.
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The information on this page, relating to giving, is no longer viable as Federal Estate Taxes has been reinstated.
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Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.