shopify analytics ecommerce
tracking

Accidental Death Benefit Rider

Accidental death benefit! Because of most people are familiar with the phrase double indemnity the accidental death rider is thought to be one that provides double the death benefit of your policy in the event of death resulting from an accident.

It is true that this is how it works but there are life insurance companies that allow applicants to buy multiples of this rider...e.g. three times the face amount of the policy would be paid should they die by accident.

For a small additional premium you can add the accidental death rider to your life insurance policy. It does not matter whether or not you purchase term life insurance or permanent life insurance. This policy is at times fondly referred to as A.D.B.


Don't pay too much for life insurance! Shop and compare Quality Quotes from Quality Carriers first. Just answer a few quick questions then get your Quotes. The process is Easy and FREE. Click Here For Free Quotes


Why Buy The Accidental Death Benefit Rider?

  • It advisable that people buy life insurance to protect their families in case they should die...especially if they have young children. In this instance, regardless of your age you need life insurance.

    Consider, however, that for young couples the possibility of one partner dying from an accident is more likely than it would be from dying by any other means.

    Young people do develop fatal diseases and some are even murdered but if they die in their youthful years it will more often than not be accidental. This is certainly a good reason to add the accidental death benefit rider...wouldn't you say?

    If you drive an automobile each time you get on that highway there is a possibility that some crazy person other than yourself could destroy your life by behaving in an irresponsible manner...yet another good reason to add the A.D.B rider to your policy.

    Some occupations are more hazardous than others. If you deal with any heavy machinery on your job you are exposed to possible injury or even accidental death. These things certainly justify adding an accidental death benefit rider to your policy.

    For the more adventurous there are many avocations which would warrant the consideration of an accidental death rider. In some cases though these activities are so dangerous that the insurance companies will not issue a policy.

    Many people find themselves in a position where they are unable to afford sufficient life insurance to protect their families. It takes quite a bit to fulfill the lump sum or income needs of a growing family. Because the accidental death benefit rider is inexpensive it would be a wise decision to add it to your policy just in case.

Give A.D.B. some thought when purchasing your policies whether whole life or term.


Can you think of anything more important than your Family's Security? What would happen to Your Family if you died? Would they be provided for? Compare Quality Life Insurance Quotes from Quality Carriers and Save. Click Here For More Info


Home Accidental Death Benefit Whole Life Insurance Online Term Life Insurance Quote Online Best Life Insurance Quote Burial Insurance Cash Values Cheap Life Insurance Define Term Life Insurance Financial Security Free Life Insurance Quote Incontestability Life Insurance No Load Life Insurance Online Term Life Insurance Quotes Permanent Insurance Straight Life Insurance Term Life Insurance Mutual Funds Financial Planning Life Insurance Quote Whole Life Insurance Retirement Planning Estate Planning Mortgage Insurance Universal Life Insurance Long Term Care Insurance Disability Insurance Whole Life Insurance Quotes Cheap Term Life Insurance

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. No Exam Life Insurance - Not A New Idea But Quite A Helpful One

    The idea of no exam life insurance is by no means new. It is a little more liberal than it used to be and we have a new generation embracing the idea. There are many variations to this policy.

    Read More

  2. 20 Year Term Life Insurance - 20 Year Term Insurance

    The 20 year term life insurance policy can be effectively used in oh so many situations. We will look at some of them but first let us define what this policy is all about.

    Read More

  3. 10 Year Term Life Insurance - 10 Year Term Insurance

    The 10 year term life insurance is one of the simplest and most easily explained types of life insurance.

    Read More

  4. 10 Year 20 Year And 30 Year Term Life Insurance Plans Examined

    Let us take a look at the 10 year 20 year and 30 year term life insurance policies.

    Read More

  5. Term Insurance Details - Term Life Insurance Policies Explained

    There are many pages on this website on term insurance details and how it works. What I want to do on this page is give you a basic and general outline of this policy.

    Read More