Accidental death benefit! Because of most people are familiar with the phrase double indemnity the accidental death rider
is thought to be one that provides double the death benefit of your
policy in the event of death resulting from an accident.
It is true that this is how it works but there are life insurance companies that allow applicants to buy multiples of this rider...e.g. three times the face amount of the policy would be paid should they die by accident.
For a small additional premium you can add the accidental death rider to your life insurance policy. It does not matter whether or not you purchase term life insurance or permanent life insurance. This policy is at times fondly referred to as A.D.B.
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Give A.D.B. some thought when purchasing your policies whether
whole life or term.
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Life insurance hub is a service dedicated to assisting you in understanding life insurance quotes and how to apply them to your personal life insurance needs.
Death proceeds from 10 year life insurance can be in lump sum form or incomr form
The 5 year term life insurance policy has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy.
The 20 year term insurance policy is one of the most sought after life insurance policies.
Take a look at 20 pay life insurance. Most people know that you buy whole life insurance if you want to be covered for the rest of your life even if you live to age 100.