Accidental death benefit! Because of most people are familiar with the phrase double indemnity the accidental death rider is thought to be one that provides double the death benefit of your policy in the event of death resulting from an accident.
It is true that this is how it works but there are life insurance companies that allow applicants to buy multiples of this rider...e.g. three times the face amount of the policy would be paid should they die by accident.
For a small additional premium you can add the accidental death rider to your life insurance policy. It does not matter whether or not you purchase term life insurance or permanent life insurance. This policy is at times fondly referred to as A.D.B.
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Give A.D.B. some thought when purchasing your policies whether whole life or term.
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Should life insurance buying be seen as an urgent matter? There is something about some people that at times may cause them to procrastinate about matters that could end up being quite costly...
Let us talk affordable term insurance. You want a policy that can fit into your budget, right?
It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time.
The best term life insurance rate can be quite easily found on the internet today because web insurance companies have done intense research on behalf of the consumer.
I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.