Accidental death benefit! Because of most people are familiar with the phrase double indemnity the accidental death rider
is thought to be one that provides double the death benefit of your
policy in the event of death resulting from an accident.
It is true that this is how it works but there are life insurance companies that allow applicants to buy multiples of this rider...e.g. three times the face amount of the policy would be paid should they die by accident.
For a small additional premium you can add the accidental death rider to your life insurance policy. It does not matter whether or not you purchase term life insurance or permanent life insurance. This policy is at times fondly referred to as A.D.B.
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Give A.D.B. some thought when purchasing your policies whether
whole life or term.
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The idea of no exam life insurance is by no means new. It is a little more liberal than it used to be and we have a new generation embracing the idea. There are many variations to this policy.
The 20 year term life insurance policy can be effectively used in oh so many situations. We will look at some of them but first let us define what this policy is all about.
The 10 year term life insurance is one of the simplest and most easily explained types of life insurance.
Let us take a look at the 10 year 20 year and 30 year term life insurance policies.
There are many pages on this website on term insurance details and how it works. What I want to do on this page is give you a basic and general outline of this policy.