Because of it's low premium costs the 5 year term life insurance policy is one of the easiest
It maintains a guaranteed level premium for 5 years. With many companies, if you don't convert this policy, you will have no more insurance after the 5 year period has passed.
In other cases, however, the 5 year term insurance premium increases at the end of the first 5 years and may increase every 5 years thereafter.
This kind of life insurance policy is considered temporary life insurance. 5 year term life insurance is designed to fulfill temporary insurance needs.
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Uses Of The 5 Tear Term Life Policy
These riders are available and can be added to your 5 year term insurance policy at a minimal extra cost.
There are other available riders that can be added to this policy but they vary from company to company.
The 5 year life insurance policy can be bought as a rider
also. It is usually added to a permanent life insurance policy providing
additional life insurance for the insured.
Some companies offer 5 year term life insurance as a rider on the lives of a spouse or children.
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Get up to $1,000,000 term life insurance no medical required.
Death proceeds from 10 year life insurance can be in lump sum form or incomr form
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
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