One of the most popular life insurance policies is the 20 year term life
insurance policy. The purchaser of the policy usually pays a level
premium for the first 10 years.
In some cases the premiums remain level and at the same rate for the entire 20 year period, however, some companies increase the premiums starting in year 11 and they remain level for the balance of the 20 year term.
The 20 year term life insurance policy earns no cash values and there, therefore, are no dividends.
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