The Exciting 20 year term life insurance policy can be effectively used in oh so
many situations. We will look at some of them but first let us define
what this policy is all about.
20 year term insurance has a level death benefit for the entire 20 year period. This death benefit can be paid in one lump sum or in income form.
The premiums, more often than not, are also level for the duration. Sometimes a life insurance carrier may elect to allow applicants to start the policy at a lower initial rate then increase it at a specific predetermined date in the future.
For example, the increase may take effect at the 5 year point or 10 year point. How could you intelligently put a 20 year term life insurance policy to use?
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