The waiver of premium rider may be included in any
life insurance policy
you choose to purchase. It simply states that in the event you become
disabled while you own your policy...as long as you are disabled for a minimum of 6 months...the
life insurance company will waive your premiums for as long as your
It does not matter how long you are disabled...you will not be required to pay the premiums. Upon recovery you pick up your payments again. You will owe no debt to the insurance company. The cost of the waiver of premium rider is minimal.
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The waiver of premium rider can be added to any life insurance policy whether whole life or term. Variable life, variable universal life and variable universal life can also have the waiver of premium rider added but only to the portion of premium that is applied to life insurance.
There is nothing more important than your family's security. What would
happen to your family if you died? Would they be provided for? Compare
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Want some term insurance help? Not certain which term policy to buy? Unsure about how much to buy?
Many people choose to buy term insurance online. Is this the best way to go. It certainly is even if your package is complex.
Universal life insurance is flexible permanent life insurance. As your needs change your insurance can also change to fit your needs.