The waiver of premium rider may be included in any
life insurance policy
you choose to purchase. It simply states that in the event you become
disabled while you own your policy...as long as you are disabled for a minimum of 6 months...the
life insurance company will waive your premiums for as long as your
It does not matter how long you are disabled...you will not be required to pay the premiums. Upon recovery you pick up your payments again. You will owe no debt to the insurance company. The cost of the waiver of premium rider is minimal.
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The waiver of premium rider can be added to any life insurance policy whether whole life or term. Variable life, variable universal life and variable universal life can also have the waiver of premium rider added but only to the portion of premium that is applied to life insurance.
There is nothing more important than your family's security. What would
happen to your family if you died? Would they be provided for? Compare
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The idea of using life insurance to solve financial problems after death is almost as old as the hills. People have a tendency to approach this in a manner that can be described as too casual at times
Oh, it's that life insurance agent...I don't want to see her. You've had a hard day at work.
Life insurance with no medical is the easy way to buy life insurance. Younger people can get a very large amount of coverage without having to do a medical.