Term life insurance no medical is the latest craze. You know, you need
life insurance and you have been advised to buy a term life policy. Now, what
is the easiest way to get your family protected?
What you need to do is to buy your term life insurance with no medical online. There are a few companies selling this type of life insurance online but they are not all equal. There is one that stands above them all. It is the cheapest and the most highly rated.
Why is this important? You don't want to be paying too much for your life insurance and you also want to know that you are dealing with a solid carrier. We are still experiencing a recession but there are some companies that still stand strong. Here is the offer.
Click to learn more about term life insurance with no medical exam required.
This policy is offered between age 18 and age 65 and is renewable up until age 95 with no evidence of insure-ability. That means you wont have to prove you are in good health to qualify for renewal. This carrier offers up to $500,000 coverage at the outset.
The policies offered are the 10, 15, 20 and 30 year term life policies.
When you buy life insurance at younger ages you don't usually need to do a medical exam, if the policies are not too large. As an example, most carriers will sell people in their early and mid twenties up to $1,000,000 term life insurance no medical required.
As you get older a medical examination is usually required even if the amount of insurance you need is only $100,000. This carrier, however, will sell you up to $500,000 of life insurance and you just need to answer a few medical questions. You are not required to do a medical exam.
Normally it takes a while before you get your policy approved but with this carrier you get an approval in about 15 minutes.
All the information is taken online and you will not need to see an agent.
There are other carriers offering term life coverage without an exam online. One offers coverage up to $1,000,000 if you are age 60 or below and you are in very good health. If you do not qualify they will ask for a physical.
One other offers a maximum of $500,000 coverage up to age 50.
Click this link to learn more: No Medical Term Life Insurance.
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.