shopify analytics ecommerce
tracking

Term Life Insurance Cost

How much does term life insurance cost?

Want to know how much premiums you would pay for a term policy?

The first thing you need to do is to decide on the amount of coverage you need.

There are many ideas that will help you determine this but the best way is to use a life insurance needs calculator.

This will give you a very good idea as to how much your particular need is.


Get Low Cost Life Insurance. Compare Quotes From Hundreds Of Carriers Rated A+ Or Better By The A.M. Best Company - Save!


Term Life Insurance Cost Depends On...

Plan Type, Age, Health And Occupation

The next thing you would do to get an idea of your term life insurance cost is to decide on the type of term insurance you want to buy. Short Term Policies usually cost less than those for longer terms.

Do you want a 5 year term for a short term need or do you want your policy to last a little longer, perhaps 10 years? These would likely cost less.

Would a 15 year, a 20 year or a 30 year level term be a better idea. These premiums are usually higher. The longer the premium paing period the higher the premium cost.

Do you want to cover a mortgage in case you died too soon or do you want simply to protect your income for your family?

Once you decide on these things you go to a site that will compare rates between several good carriers.

You tell them how much and what type and they will provide you with the costs.

You will find that what you pay for your term coverage will vary depending on your age, your health and your occupation.

The older you are the more you pay. If you have medical problems you may be rated because of this.

You may also be rated if you engage in a hazardous occupation or avocation.


Home | Term Life Insurance | Term Insurance Cost

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Life Insurance - Reasons Why You Should Buy Now

    Should life insurance buying be seen as an urgent matter? There is something about some people that at times may cause them to procrastinate about matters that could end up being quite costly...

    Read More

  2. Affordable Term Insurance - Affordable Term Life Insurance Policy

    Let us talk affordable term insurance. You want a policy that can fit into your budget, right?

    Read More

  3. Advantages Of Whole Life Insurance - Advantages To Owning Whole Life Insurance

    It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time.

    Read More

  4. Best Term Life Insurance Rate - Learn Which Is The Best Term Insurance Rate

    The best term life insurance rate can be quite easily found on the internet today because web insurance companies have done intense research on behalf of the consumer.

    Read More

  5. Great 30 Year Term Insurance Policies Explained - 30 Year Term Life Insurance

    I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.

    Read More