There are certain risk appraisal criteria which must be met when an insurance considers issuing large life insurance policies.
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Personal History Interview
An inspection report is usually required. This is done by an inspection company retained by the insurance. The inspectors are usually quite discreet. All information obtained is confidential unless otherwise indicated by the applicant.
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I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.
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