There are certain risk appraisal criteria which must be met when an insurance considers issuing large life insurance policies.
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Personal History Interview
An inspection report is usually required. This is done by an inspection company retained by the insurance. The inspectors are usually quite discreet. All information obtained is confidential unless otherwise indicated by the applicant.
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Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.