Years ago an old aunt came to me and told me that she had a couple of old life insurance policies
that she had not paid premiums on for more than 10 years.
She thought the policies must have lapsed. I took her into an agency office of the company and met with an agent.
After a few telephone calls he came back with the verdict. Not only were both these old life insurance policies still in force, but they had cash values in excess of $3,000 They were whole life policies.
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dividends, life insurance, permanent life insurance, participating life insurance policies
The amount of spendable income an individual has helps determine what is affordable life insurance.
The 20 year term insurance policy is pure insurance which has a level death benefit and no cash values.
There are many pages on this website on term insurance details and how it works. What I want to do on this page is give you a basic and general outline of this policy.
No medical term life insurance. Life insurance was designed many years ago to protect wives and children.