Years ago an old aunt came to me and told me that she had a couple of old life insurance policies
that she had not paid premiums on for more than 10 years.
She thought the policies must have lapsed. I took her into an agency office of the company and met with an agent.
After a few telephone calls he came back with the verdict. Not only were both these old life insurance policies still in force, but they had cash values in excess of $3,000 They were whole life policies.
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Speak with a Licensed Agent:
Consider online term life insurance as a viable alternative to having an agent visiting your residence or your place of business.
Since term life insurance cost so little it could be the perfect policy for today. I believe that everyone needs some life insurance at some time during their lifetime.
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.