Years ago an old aunt came to me and told me that she had a couple of old life insurance policies
that she had not paid premiums on for more than 10 years.
She thought the policies must have lapsed. I took her into an agency office of the company and met with an agent.
After a few telephone calls he came back with the verdict. Not only were both these old life insurance policies still in force, but they had cash values in excess of $3,000 They were whole life policies.
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Life insurance with no medical is the easy way to buy life insurance. Younger people can get a very large amount of coverage without having to do a medical.
Want no medical exam life insurance? Up until very recently it was probable to get some life coverage up until age 65 without having to do a full blown medical examination.
Whether or not they admit it financial security is important to every individual.
How does one determine which is the best life insurance company with which to do business?
The amount of spendable income an individual has helps determine what is affordable life insurance.