The idea of no exam life insurance is by no means a new one. It is a
little more liberal than it used to be and we have a new generation
embracing the idea. There are many variations of the no exam life
A few life insurance companies, however, have appropriated the idea and attempted to make it quite exciting.
Not that it is being sold online, as quite a few companies make these policies available online, but simply that if you are between age 18 and 50, 60 or 65 you can get a no exam life insurance policy .
The cut off age for this type of policy used to be much younger.
There is nothing more important than your family's security. What would happen to your family if you died? Would they be provided for? Get Quality Term Life Insurance - Quick Approval, if you qualify. Act Now!
These are term life insurance policies . As the premiums are quite affordable the people are buying like warm freshly baked bread.
Technology has come a far way and this is one of the main
reasons why these policies can be sold online. The applicant is asked a
few relevant questions and the life insurance company checks the
accuracy of the answers.
There are those who may assume that this is an opportunity to get life insurance they wouldn't normally qualify for.
There is nothing further from the truth. The life insurance companies know exactly what they are doing. They check out each buyer thoroughly. What the applicants are getting are policies that they would normally qualify for.
In my humble opinion these policies were designed for people who
just have no time to do a medical examination but want a policy to
protect their families or businesses.
There are certain limitations to these no medical exam life insurance policies. A few companies limit the amount of life insurance they will issue without a medical examination to $1,000,000.
The applicant has to swear that the information they give to the life insurance company is true to the best of his or her knowledge and belief.
If the applicant needs a policy larger than $1,000,000 s/he has to simply find the time to have a
If the policy is large enough or if there is any indication that there is a physical condition that may cause the policy not to be issued a second medical examinations may be required.
People are taking better care of themselves today, as compared
with 20 or 30 years ago so, even though no exam life insurance may be
risky, the life insurance companies are quite happy to issue many of
The buyers are happy as well since they don't have to go through the rigors of a medical examination.
What would happen to your family if you died? Would they have sufficient income to live on? Life Insurance is the solution. No Exam needed, just a few health questions. Low Cost Term Life Insurance - Coverage In Minutes, if you qualify-Find The Right Plan For You and Get A Free Quote Now
Home | Life Insurance Articles | No Exam Life Insurance | Life Insurance | No Medical Life Insurance | Term Life Insurance | Term Life | Term Insurance | No Physical Life Insurance | 5 Year Term Life Insurance | 10 Year Term Life Insurance | 15 Year Term Life Insurance | 20 Year Term Life Insurance | 25 Year Term Life Insurance | 30 Year Term Life Insurance | Universal Life Insurance
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.