Isn't it just great that you can get no physical life insurance
online? You are very aware that you need some more life insurance.
You want to discuss it with an agent and buy your policy but all this takes time and you just don't have the time. You already have a good idea how much you need so you figure you could buy your policy online.
Well, I have good news for you. Yes, you can buy your policy online and you can also get it without going through the trouble of doing a medical.
To get no physical life insurance all you need to do is to truthfully answer a few simple questions and you will get your policy...assuming you are in good health.
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Most people find
term life insurance
much to their liking for one of 2 great reasons. Some people feel that
there is no other way to go regardless of what...they like term
insurance. Other people buy term life insurance simply because it costs
much less than a permanent insurance policy.
If you are between age 18 and age 60, and in good health, no physical life insurance is available to you. You can get up to $1,000,000 of coverage.
The policies available are the 5 year term, 10 year term, 15
year term, 20 year term, 25 year term and 30 year term. The type, of
course, depends on which company you buy from.
These are the ones that most people want anyway. They fulfill most term insurance needs. Some people buy term insurance with no intention of converting it...
I recommend that you give converting to a
some thought. Why?
Well the truth is that even though you may figure that you will not need to keep the insurance after the specified time when you get there you may want, or need, to keep the policy. In order to do this you will need to covert your policy to a permanent policy.
You may figure that you can buy a new policy when you get there.
May be you can...that is if you can qualify for the new policy. You will
be older then and may have developed an illness, or ailment, that would
prevent you from buying a new policy.
On the other hand, you can convert the one you already have regardless of your health. The company cannot turn you down. You have to convert within a specific period of time as provided in the policy. Yes, it costs more but it may be worth it...that is if you die while you have it in force.
Life is sweet. Buying life insurance is so much simpler since you can get no physical life insurance, and on line to boot. Now, isn't that just great?
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I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.
Want to buy some life insurance no exam required? It is much easier to get than most people think.
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