Looking for life insurance with no physical required? Some people choose non medical life insurance because they simply don't have the time or the inclination to go through the rigors of a full medical examination.
Others make this decision simply because they don't like to go to the doctor. Fortunately policies are issued in fairly large amounts today without the necessity of a medical exam.
Insurance carriers always have issued life insurance no physical required but mostly at younger ages and in smaller amounts.
Today you can get larger amounts of coverage at older ages, no medical exam required. Here are some of the reasons why.
Guarantee Your Family's Financial Security - Get Up To $1,000,000 Life Insurance No Medical Required
Because of these things larger life insurance policies are being issued without the applicant having to do a medical examination. Many companies will issue policies up to age 65. A few issue policies to older people. The amounts are limited to $250,000, $500,000 or even $1,000,000 in some cases. Younger people may even get more than that.
The beauty about the whole thing is that life insurance policies without a physical exam can even be bought online. You complete the application, get an approval in as little as 15 minutes and print out your policy there and then. You don't need to even see an agent.
It is important that the applicant be truthful when applying for life insurance with no physical exam required. These insurance carriers are very thorough and are likely to uncover any hidden information that may prevent the approval of an application.
The policies issued online are referred to as no physical term life insurance. The favored ones are the 10 year term life policy, the 15 year term life insurance policy, the 20 year term life policy and the 30 year term life policy.
As we look ahead things can only get better. With even greater and more progressive strides in medical science and easier access to information online it is quite possible that even larger term life insurance with no medical exam required policies will become available online.
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Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.