Life Insurance dividends are earned by permanent participating
life insurance policies. Let us take the whole life policy as an
Some whole life policies are non participating policies which mean that they do not participate if the performance is better than anticipated.
The premiums for non participating policies are usually lower than those of participating policies. Participating life insurance policies earn dividends.
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As previously explained dividends are paid on participating life insurance policies. Dividends are not guaranteed but are based on the particular companies experience.
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I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.
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