It is really no mystery why life insurance with no medical has become so
desired by term insurance buyers.
They simply seek the easiest way to buy their policies.
There is the occasional desperate person who tries to get over on the insurance company but these individuals are wasting their time.
Protect The Ones You Love - Buy Quality Coverage
The well thinking people who have learned about these products find
it a convenience to buy no physical term insurance. They don't want to
be poked by a doctors needle or have to do urine tests.
They are simply asked a few pointed questions the answers to which give the carriers sufficient information to work with.
20 or 30 years ago it would not be prudent to sell any type of
life coverage in this manner to anyone but younger people. People,
however are in better health today at older ages. Why?
Medical science has advanced to such a level that enables otherwise terminal patients to live longer and live quite productive lives.
The information age! Confirming information on an individuals
health, occupation and avocations used to be quite a long and drawn out
procedure and the cost was just too much.
Today this information is at the fingertips of the underwriters, with the applicants permission of course.
As we move ahead who knows what advancements will become a part of every activity. At present here is what protecting your family is all about.
If you are between age 18 and age 65 you can acquire between
$25,000 and $1,000,000 coverage without having to do a physical exam. The
policies offered are 10 year, 15 year, 20 year and 30 year term
Once approved these policies are guaranteed renewable up until age 95 without any evidence of insure-ability.
It usually takes about 15 minutes to get an answer from the company and, if you qualify, you can print out your policy online.
Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.