shopify analytics ecommerce
tracking

Life Insurance Purchase

Applying Policy To Your Need

Why do people buy life insurance? We work hard for a living. Sometimes the income earned affords us a comfortable life. In other cases we just barely make ends meet.

Why then should we purchase a product that pays when we die? In some cases these policies are bought because it is simply common sense to protect our families or a possibly a business.

In other cases it is a matter of passion. It is a deep desire on the part of a parent or spouse to protect surviving family members.


Whatever Your Need We Have The Policy For You - Learn More...


Why People Buy Life Insurance

  • Young Married People

    It seems obvious why young married people would buy life insurance. You have just said "I do". You are burning up with a deep passion for your mate. You want the best for your partner. You feel a powerful need to protect your spouse.

    You have provided the house, food to eat, nice clothes and you are having a grand time. You have a truly fulfilling life and you never want it to end. What if you should die? Your absence will hurt but you surely want to be assured your partner doesn't need financially.

    You therefore buy a policy to guarantee that the spouse you love won't lose everything as a result of your death. If the partner is good at handling money you leave a lump sum. If you have your doubts you provide an income.

    You later have children. When you see that beautiful child you feel something that you were not aware that a human being could feel for another. You feel a kind of love that have no words to describe. You don't think of it at that point but sometime in the near future you know you must buy some coverage to guarantee the financial future of that child.

    As s/he grows up you know that you want this child to be secure. You know you want a college education to be guaranteed. You save for these things but you need to be assured that the funds will be there even after your premature death.
  • Later Years

    The children are now grown. You have put them through college and they are doing just fine in whatever fields they choose. You and your partner for life continue enjoying life. You have these policies you bought to protect the family in the early years. Should you keep them?

    Yes you should as you still want to guarantee your spouses financial security. Even if you have accumulated great wealth you still need to keep those policies as something new comes into play. I refer to Estate Taxes. A good chunk of your estate will go to the Federal Government. Life insurance can be used to offset the Federal Estate Tax.
  • Business Owners

    People who own businesses have powerful reasons to buy life coverage. Whether you are a sole proprietor, have a business partnership arrangement or are a shareholder in a closely held corporation there is always a need for insurance protection in case of premature death. A good policy from a good company can guarantee the continuation of your business.

Whether For Family Protection Or For Business Needs Save Up To 70%


Home | Articles | Life Insurance - Why We Should Consider It

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Term Life Insurance - Everything You Want To Know

    Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.

    Read More

  2. Whole Life Insurance Options - Basic And Alternative Whole Life Plans Explained

    Whole life insurance is the plan of choice for many people. There are many variations to this plan.

    Read More

  3. Universal Life - Extending The Possibilities

    Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.

    Read More

  4. Term Insurance Quotes - Prepare Before You Get Quotes

    Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?

    Read More

  5. Term Insurance Online - Buy Term Life Insurance Online

    In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.

    Read More