Lapsed life insurance policies.
Life Insurance companies write a clause into policies which allow policy owners to reinstate lapsed life insurance policies.
To put this into proper perspective, however, it should be pointed out that many policies that people assume are in a state of lapse are in fact still in force.
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If a policy has been surrendered for its cash value it cannot be reinstated.
Check your old life insured policies ...they may not have lapsed at all.
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The idea of no exam life insurance is by no means new. It is a little more liberal than it used to be and we have a new generation embracing the idea. There are many variations to this policy.
You need to do a term life insurance rate comparison in order to come to a decision...
Buying the right life insurance coverage involves much thought and sometimes some research.