One of the less known
life insurance policies
is the graded premium life insurance policy.
This is a whole life type policy that starts out with a lower than usual premium which increases every year for a certain number of years and then levels off and remains level for as long as you own the policy.
If a person desires to own permanent life insurance and is unable to afford the full premium initially then the graded premium life policy may be a fitting alternative. The graded premium life insurance policy is sometimes referred to as graduated premium life insurance.
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Advantages Of Graded Premium Life
Disadvantages of Graded Premium Life Insurance
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A few years ago you purchased your term life insurance policy. You pay a very inexpensive premium. You have recently discovered that a hereditary disease will likely rear its ugly head.
Term insurance no medical exam. If you are looking to buy term life insurance and can't seem to find the time to get it done.
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to.