One of the less known
life insurance policies
is the graded premium life insurance policy.
This is a whole life type policy that starts out with a lower than usual premium which increases every year for a certain number of years and then levels off and remains level for as long as you own the policy.
If a person desires to own permanent life insurance and is unable to afford the full premium initially then the graded premium life policy may be a fitting alternative. The graded premium life insurance policy is sometimes referred to as graduated premium life insurance.
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Advantages Of Graded Premium Life
Disadvantages of Graded Premium Life Insurance
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No medical life insurance rates. It would be fair for the consumer to conclude that the rates for no medical life insurance would be significantly higher than those for regular term life insurance.
Finding the best term life insurance can be a very tedious exercise. What really is the best?
Life insurance, even whole life insurance and it's derivatives, is really cheap life insurance in terms of what you put out each month compared to the need it fulfills.
People buy life insurance online more often now. It used to be that very few people did this.
Life insurance no physical. There is no need to do a physical exam for smaller amounts of life insurance anymore, that is, if you can qualify.