One of the less known
life insurance policies
is the graded premium life insurance policy.
This is a whole life type policy that starts out with a lower than usual premium which increases every year for a certain number of years and then levels off and remains level for as long as you own the policy.
If a person desires to own permanent life insurance and is unable to afford the full premium initially then the graded premium life policy may be a fitting alternative. The graded premium life insurance policy is sometimes referred to as graduated premium life insurance.
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Advantages Of Graded Premium Life
Disadvantages of Graded Premium Life Insurance
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Speak with a Licensed Agent:
You can guarantee an accurate term life insurance quote. There are some carriers who quote one level premium at a given age.
Want to know a little about term life insurance? I will try to give you some info!
The 30 year term life insurance premiums are quite low when you take into consideration what can be accomplished when you buy this policy.
When you purchase a 15 year term life insurance policy you enjoy level insurance coverage for the entire 15 year period.
The 20 year life insurance policy is one of the most sought after policies.