One of the less known
life insurance policies
is the graded premium life insurance policy.
This is a whole life type policy that starts out with a lower than usual premium which increases every year for a certain number of years and then levels off and remains level for as long as you own the policy.
If a person desires to own permanent life insurance and is unable to afford the full premium initially then the graded premium life policy may be a fitting alternative. The graded premium life policy is sometimes referred to as graduated premium life insurance.
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Advantages Of Graded Premium Life
Disadvantages of Graded Premium Life Insurance
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It is pretty understandable why you would want the cheapest term life insurance.
Looking for a cheap term life insurance rate? Most life insurance companies try as hard as possible to keep their term life insurance premiums very low.
Consider online term life insurance as a viable alternative to having an agent visiting your residence or your place of business.