Family protection is what comes to mind when people think about buying life insurance. The fact is if there were no wives and children there would be no life insurance. Family, more often or not, is what it is all about. The before tax income of a "middle income" family, in the united states, today is about $68,000, and the average income of a two parent family is approximately $102,000.
It is also estimated that it costs over $260,000 to raise one child in this country.
Over and above these costs is the cost of a college education for a child. What of basic living expenses of the family, home improvement costs, saving in a good retirement plan, the cost of vacations and the cost of maintaining a good automobile or two.
These costs can add up to a considerable portion of your income. The important thing to bear in mind is that these expenses remain even after the death or disability of the breadwinner. Family protection life insurance as well as disability insurance is therefore a must for all families.
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Let us examine the
types of life insurance
you can use to take care of your family protection needs.
Can you think of anything more important than your Family's Security? What would happen to Your Family if you died? Would they be provided for? Compare Quality Life Insurance Quotes from Quality Carriers and Save. Click Here To Learn More
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Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.
Whole life insurance is the plan of choice for many people. There are many variations to this plan.
Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.
Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?
In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.