shopify analytics ecommerce

Dont Buy Term Life Insurance

Dont buy term life insurance if you have a lot of money. You simply should not buy any life insurance at all.

I have heard it said more than once, you should not buy life insurance.

This is perhaps one of the most stupid statements I have ever heard, it usually comes from a person who has no idea what life insurance can do for dependents.

I have been in this business many years and have seen life insurance in action. I have seen tears turn to smiles, I have see fear turn to self comfort.

Don't pay too much for life insurance! Shop and compare Quality Quotes from Quality Carriers first. Just answer a few quick questions then get your Quotes. The process is Easy and FREE. Click Here For Free Quotes

Married, Single or In Business, Dont Buy Term Life Insurance

  • Let Us Look At The Young Married Couple

    You have met the partner of your dreams and have decided to get married. You have no children yet even though you plan to. You both work. You save every dollar you can save for the baby you plan on having. You should not buy term life insurance because you are positive you wont die before you see your dreams fulfilled. Dont buy term life insurance. Why on earth should you anyway?

    You are planning to buy a house so that the family can enjoy it. The children, which you plan to have, will be able to run around their own house. You will be able to toss a baseball at your son's glove in your own backyard. You have all the money to buy this you will need no mortgage. So you have no need to buy any term life insurance.

    You are in good health now and you know that 20 years from now you will be there to pay those college expenses. You are going to be there to see your daughter walk up on that podium. May be she will be valedictorian. So don't buy that extra $150,000 of life insurance that will help pay for her college costs. Don't buy term life insurance.

    Possibly you will have no children. As a couple you enjoy a truly loving and happy relationship. You know you won't develop a life threatening illness that may put you six feet under within the next you shouldn't buy any life insurance at all. Make certain you don't buy term life insurance.
  • Single Mother With 2 Children To Support

    Your husband died. He made some provision for the family and you have readjusted pretty well. You still have a small mortgage on the house, your first born will soon be ready for college and the second will follow in a couple of years. You are quite proud of the job you did with them.

    Don't buy that extra $250,000 of term life insurance that would guarantee that both children will finish college. I am sure you wouldn't want the balance of the mortgage to be paid off if you should suddenly die.

    May be you have been fortunate with your investments and you have a couple million dollars that will be theirs. Estate taxes have been repealed. So don't buy term life insurance that would cover your estate taxes while the gradual adjustment takes effect. Let the children pay it. Leave them penniless. You won't be here to see it anyway.
  • Mr. Businessman

    You and your partners have big plans. You feel pretty certain that these plans will be successfully come to fruition. After all you have all the best talent in your type of business. Each partner specializes in a certain area. The future looks great.

    Dont buy term life insurance on each partner that would help the company adjust in case of a partners death. You should not buy that life insurance policy that you could use to buy out the deceased partners shares from his heirs.

    Remember that buy-sell agreement ...may be you have enough funds in the company to fund it. If you do have enough funds I would say don't buy term life insurance or any life insurance at all.

All the smart people that I know of ignore the above advice and go right ahead and buy the life insurance they need. "Dont buy term life insurance". What an utterly stupid suggestion.

There is nothing more important than your family's security. What would happen to your family if you died? Would they be provided for? Compare Quality Quotes and Save up to 70%! The process is Fast, Easy and FREE. Click Here To Learn More

Home Dont Buy Term Life Insurance 10 Year Term Life Insurance 20 Year Term Life Insurance 5 Year Term Life Insurance 15 Year Term Life Insurance 25 Year Term Life Insurance 30 Year Term Life Insurance Affordable Life Insurance Rate Accidental Death Benefit Online Life Insurance Term Life Insurance Quotes Life Insurance Policy For Home Makers Family Financial Planning Life Insurance Coverage Graded Premium Life Insurance No Load Life Insurance Online Insurance Quotes Mutual Funds Financial Planning Mortgage Insurance Term Insurance Quotes Nonforfeiture Values Whole Life Insurance Quote Term Life Insurance Rate. Temporary Insurance Term Insurance Straight Life Insurance

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Term Life Insurance - Everything You Want To Know

    Term life insurance is life insurance in it's simplest form. These policies stay in force for a specific number of years, for example, 5 years 10 years etc.

    Read More

  2. Whole Life Insurance Options - Basic And Alternative Whole Life Plans Explained

    Whole life insurance is the plan of choice for many people. There are many variations to this plan.

    Read More

  3. Universal Life - Extending The Possibilities

    Universal life insurance was designed with the express intention of combatting the venerable whole life insurance policy.

    Read More

  4. Term Insurance Quotes - Prepare Before You Get Quotes

    Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you?

    Read More

  5. Term Insurance Online - Buy Term Life Insurance Online

    In many cases it is a good idea to buy term insurance online. Some people know just how much life insurance they want to buy before they get online.

    Read More