shopify analytics ecommerce
tracking

Buy Life Insurance

Increase Spendable Income

Have you ever considered that when you buy life insurance you increase your spendable income?

We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case.

Surely we take care of our bills thereby maintaining a decent credit rating. These needs don't go away because we are no longer here. The survivors have the same things to think about as we do now. Adequate life insurance can make it much easier on them.


Make You Life Easier - Free Up More Of Your Income. Click Here For Info.


Should You Buy Life Insurance?

  • The Family

    If we are married and have young children the need is dire for adequate life insurance coverage. The family is going to need the income that we will no longer be here to earn. The mortgage or rent still has to be paid.

    That insurance premium that you now pay to cover the house in case of a fire or may be a hurricane still needs to be paid. The health insurance policy will still be needed...

    The surviving spouse and children still need to eat. They still need to wear clothing. The children still need to participate in those extra curricular activities that you so enjoyed paying for while you were here earning the income.

    They need a car and they will still have all the expenses that this includes like monthly payments if money was borrowed to buy this car. The car has to be insured and maintained. It will need gasoline and oil to keep running.
  • The Business

    If you own a business whether a sole proprietorship, a partnership or a corporation you need life insurance. The sole proprietor and the owner are one in the same therefore all the debts incurred by the business are debts of the owner.

    Life insurance is needed in partnerships and corporations to fund buy sell agreements and for key employee insurance.

    If we have all things covered we have a little less to be concerned about. We have funds available that we could not touch if we did not have that life insurance policy. Of course we need to invest and we must plan for retirement.

    We also need a fund that we have immediate access to in case of an emergency but owning sufficient life insurance coverage certainly frees up some of the cash that would need to be saved for important needs after death.

    Regardless of the type of policy you choose to buy, term or whole life, you are taking care of these things at a cost of just a few cents on the dollar. The least costly way to go is term insurance. Maybe you want to buy life insurance on the cheap. There are several types of term life insurance policies.

    The most popular are the level term policies...5 year term, 10 year term, 15 year term, 20 year term, 25 year term and 30 year term. There are also variations of whole life...modified whole life, graded premium whole life and variable life.

Compare Whole Life, Term Life And Universal Life - You Can Even Buy Life Insurance Here.


Home | Life Insurance Articles | Buy Life Insurance

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Life Insurance - Reasons Why You Should Buy Now

    Should life insurance buying be seen as an urgent matter? There is something about some people that at times may cause them to procrastinate about matters that could end up being quite costly...

    Read More

  2. Affordable Term Insurance - Affordable Term Life Insurance Policy

    Let us talk affordable term insurance. You want a policy that can fit into your budget, right?

    Read More

  3. Advantages Of Whole Life Insurance - Advantages To Owning Whole Life Insurance

    It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time.

    Read More

  4. Best Term Life Insurance Rate - Learn Which Is The Best Term Insurance Rate

    The best term life insurance rate can be quite easily found on the internet today because web insurance companies have done intense research on behalf of the consumer.

    Read More

  5. Great 30 Year Term Insurance Policies Explained - 30 Year Term Life Insurance

    I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.

    Read More