shopify analytics ecommerce
tracking

Advantages Of Whole Life Insurance

When you consider the advantages of whole life insurance policies I hope you will conclude that this is life insurance worth owning.

I have no objection to term life insurance and even own some. It is an important part of my life insurance portfolio.

Each type of policy has it's place and it's own function.

I cannot, for the life of me, understand why some people never have appreciated this. I refer to the term advocates who seem to hate the thought of anyone buying a whole life policy.


Shop and compare Insurance Rates from 100's of the Top Carriers. Get the Best Quotes possible. Save up to 70%. Click Here For Free Quotes


Some Of The Advantages Of Whole Life Insurance

  • The First Advantage Of Owning Whole Life Insurance Is The Death Benefit

    The whole life insurance policy assures you a guaranteed death benefit that never decreases and upon death is usually free of federal income taxes. If you choose you may take the death benefit in the form of a monthly income instead of a lump sum.
  • The Premiums Remain Level...Another Advantage Of Owning Whole Life Insurance Policies

    When you buy a whole life policy the premium you start out with is the premium you will always pay. It never increases. If you, however, decide to use your dividends to reduce premiums you will pay a much lower premium than you contracted for.
  • Whole Life Insurance Policies Have Cash Values

    Another of the advantages of whole life insurance are the cash values. They can be borrowed by the policy owner for whatever reason he or she should choose. If you should decide to surrender your policy at any time you receive your cash values. These cash values accumulate tax deferred.
  • Participating Whole life Insurance Policies Earn Dividends

    If you own a participating whole life insurance policy you automatically become eligible to earn dividends on your cash values if the company performs well...which they usually do. Dividends, however, are not guaranteed.

    These dividends can be paid to you in cash, can be used to purchase paid up additions, to reduce premiums or they can be left to accumulate at interest.

Want to protect your family with life insurance? Take a Free look at Top Quality Life Insurance Quotes from a Highly Rated Carrier and Save. Click Here For More Info


Home Advantages Of Whole Life Insurance Policies Whole Life Insurance Policy Whole Life Insurance Premium Whole Life Insurance Rate Quote Single Premium Life Insurance Beneficiaries Graded Premium Life Insurance Limited Payment Life Insurance Single Premium Life Insurance Waiver Of Premium Accidental Death Benefit Affordable Life Insurance Life Insurance Quotes Universal Life Insurance Policy Variable Universal Life Insurance Variable Life Insurance Low Cost Term Life Insurance Mortgage Disability Insurance Mortgage Insurance No Exam Life Insurance No-Load Life Insurance Non Medical Life Insurance Nonforfeiture Values Online Insurance Quotes Online Life Insurance Online Term Life Insurance Quotes Partnerships Permanent Insurance Permanent Life Insurance Options Professional Disability Insurance Return Of Premium Term Life

Tools And Resources

Life Insurance Need Calculator

Recent Articles

  1. Life Insurance - Reasons Why You Should Buy Now

    Should life insurance buying be seen as an urgent matter? There is something about some people that at times may cause them to procrastinate about matters that could end up being quite costly...

    Read More

  2. Affordable Term Insurance - Affordable Term Life Insurance Policy

    Let us talk affordable term insurance. You want a policy that can fit into your budget, right?

    Read More

  3. Advantages Of Whole Life Insurance - Advantages To Owning Whole Life Insurance

    It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time.

    Read More

  4. Best Term Life Insurance Rate - Learn Which Is The Best Term Insurance Rate

    The best term life insurance rate can be quite easily found on the internet today because web insurance companies have done intense research on behalf of the consumer.

    Read More

  5. Great 30 Year Term Insurance Policies Explained - 30 Year Term Life Insurance

    I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.

    Read More