The guaranteed death benefit of the 10 year life insurance policy
remains level for the entire 10 year duration and can be paid out as a
lump sum or in income form.
This policy is also called a 10 year term policy or a 10 year term life insurance policy.
If you or your beneficiary should choose have the policy proceeds of your 10 year life insurance policy paid out in the form of an income there are many choices.
The income can be paid on a monthly basis, a quarterly basis, every 6 months or once per year. The decision as to frequency of payments usually depends on the reason you choose to take the proceeds in income form and the size of the policy.
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As mentioned above you can choose to have the proceeds of the policy paid in one lump sum. If your
is a person who is accustomed to handling large sums of money then this
may be a good way to have him or her receive payment.
Your 10 year life insurance policy has a level premium for 10 years...there is no cash value. Basically, this is how a 10 year term life insurance policy works.
At extra cost you can have the waiver of premium rider added to your policy. You can also add the accidental death benefit rider.
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I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting.
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